Ramnath Balasubramanian

I’m a Senior Partner at McKinsey, with expertise in Insurance and Digital, Analytics and AI. I’ve worked extensively with insurers, banks and private equity firms on a range of topics including strategy, performance transformation, digital and analytics, growth, productivity. I have experience serving clients across the globe, including in North and South America, India, Japan, China and Southeast Asia. When I first joined McKinsey in 2003, I was based in the Mumbai office where I was leading the Insurance practice. Since 2014, I've been based in New York.

I co-lead McKinsey’s Global Insurance Digital and Analytics practice. In my role, I am responsible for leading and building our team of dedicated insurance digital and analytics practitioners who are focused on solving the toughest problems in the Insurance industry by bringing cutting-edge data science and technology capabilities and expertise

I host 50+ insurance executives annually at McKinsey’s Insurance Digital Leaders Forum.

I speak regularly on the topics of digital and analytics in insurance at conferences and forums. I’ve authored several publications including “Insurance 2030—The impact of AI on the future of insurance” and “Raising returns on analytics investments in insurance.”